Professional Indemnity, Public and Employer's Liability InsuranceWe're built for small businesses and share our profits with customers.

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Insurance for businesses with 5 or less employees

If you find a cheaper quote then ours, we'll give you the difference with our Price Guarantee 🔒

The blip price guarantee🔒

Find out more about how blip can protect your business at a price that can't be beaten.

1 A third cheaper

blip insurance is on average a third cheaper than the best price you'll find on price comparison sites.

By not featuring on price comparison sites, we are able to pass the savings directly to you, providing quality protection at an affordable price.

2 Unbeatable price

On the rare occasion you find a cheaper price elsewhere for the same small business cover we'll match it.

Too good to be true? Contact us with a valid quote and we'll prove it to you.

3 Share in our profits

You could get up to 10% of your total policy cost sent back to you at the end of the year.

At the end of each year, if total annual claims and expenses are less than the total premium, we share the profits with every blip customer.

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Learn more about blip

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Only the best insurance products

Do you know what cover you need for your small business?

Speak to our team today to find out. Put simply, business insurance has never been easier!

Public Liability (PL)

Covers your business if someone claims you caused injury or damage and includes any costs you may incur.

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Professional Indemnity (PI)

Covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you.

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Employer's Liability (EL) Cover

Protects you if an employee makes a claim against you for a work-related injury or illness. If you have employees, this cover is a legal requirement.

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Personal Accident Support (PA)

Protects your business If you or a member of your team suffers an accident or injury 24/7. Benefits are paid to the company and include a weekly sum for Total Temporary Disability.

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Business Equipment & Tools

Protects against damage or theft whether at your premises, your customers premises or if you work remotely.

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Hired-in Plant

Protects you if machinery you have hired in is lost, stolen, or damaged.

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Own Plant

Protects you if your own plant is lost, stolen, or damaged (including if held under a HP Agreement)

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Why blip is best for small business

Make sure when things go wrong, it's just a blip with blip insurance!

Price

  • Buying insurance collectively means more competitive rates are available
  • The bigger the community, the bigger the buying power, the lower the premiums
  • Receive rewards for introducing new members to blip

Value

  • Join a network of people that provide a service, build, make, and sell real things
  • Use blip tool kits to help you grow - Business Plans, Health & Safety, HR and Legal
  • Access and share business information, tips, ideas, and useful blogs

Return

  • The profit share will be calculated every 12 months based on the total premium paid, and after deductions for the costs of underwriting and running blip
  • What happens if there is a loss rather than a profit? o You only share in the upside not the downside o The underwriters carry the risk
  • Your share in the profit will not be affected if you have made a claim
  • Profits will be declared approximately 4-6 months after the financial year ends
  • Profits are allocated on a pro rata basis linked to the number of days a policy has been in place during the relevant financial year
  • That policy or a renewal of it must be still current

Current policy coming up for renewal? Let us know when you want a reminder and we'll drop you an email.

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Latest news & updates

Learn how it works to gain more benefits

Insurtech blip expands small business insurance offerings with Professional Indemnity cover
Read more
blip now up to a third cheaper with price match guarantee and annual profit-share going live
Read more
Navigating the Path to Entrepreneurship: A Guide to Starting a Small Business in the UK
Read more
Trading as blip, Justablip is an Appointed Representative of Pro MGA Solutions Ltd who are authorised and regulated by the Financial Conduct Authority under reference 770419. Justablip is registered in England (No:13505571), Registered Office: Preston Park House, South Road, Brighton, East Sussex, United Kingdom, BN1 6SB
blip provides affordable insurance and a growth focussed community for small businesses and is the first UK mainstream insurance provider to share profits of premiums back to members annually.
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